● Indian & International Payment Gateways
Accept Payments from India & the Entire World
We integrate Indian and international payment gateways into your website, app, or eCommerce store. UPI, Cards, Net Banking, Wallets, SWIFT & more — secure, fast, zero downtime.
🇮🇳 10+ Indian Gateways🌍 8+ International Gateways⚡ 3–7 Day Setup🔒 PCI-DSS Compliant
How Payment Gateway Works
Customer Initiates Payment
Clicks Pay Now — UPI, Card, Net Banking, Wallet
Payment Gateway Encrypts
Secures & routes via SSL + 3D Secure
Bank Authorization
Customer’s bank verifies & authorizes in real-time
Money in Your Account
Settlement in your bank within 1–3 business days
Gateways We Integrate
Razorpay
Stripe
PayPal
PayU
CCAvenue
Cashfree
Paytm
+11 more
Trusted by Leading Brands
🎵Bantai Records
🌿Miracle Seabuck
✨AL Heavens
🛍️Indian Shops
📰News24Lives
✍️Handy Blogging
🎵Bantai Records
🌿Miracle Seabuck
✨AL Heavens
🛍️Indian Shops
📰News24Lives
✍️Handy Blogging
🇮🇳 INDIAN PAYMENT GATEWAYS
Best Indian Payment Gateways We Integrate
All major Indian payment gateways — UPI, Cards, Net Banking, EMI, Wallets, BNPL. Fully RBI-compliant with instant settlement options.
Razorpay
India’s most popular gateway — trusted by 8L+ businesses. Best developer APIs, real-time dashboard, instant payouts.
- UPI, Cards, Net Banking, Wallets, EMI, BNPL
- Instant settlement & T+1 payout options
- Route, Smart Collect, Subscription APIs
- GST-friendly invoicing built-in
- Zero setup cost — pay per transaction
PayU India
One of India’s oldest gateways — processing billions of transactions. Preferred by large enterprises for reliability and compliance.
- 100+ payment modes supported
- One-click checkout for returning users
- EMI on 16+ banks including No-Cost EMI
- Paylater & BNPL integrations
- Dedicated account manager
CCAvenue
India’s largest gateway by merchant count — serving 1L+ businesses. Best for multi-currency support and widest payment options.
- 27+ currencies including INR
- 200+ payment options across modes
- Dynamic routing for higher success rate
- Retry logic for failed transactions
- PCI-DSS Level 1 certified
Cashfree
Developer-first gateway with fastest settlement in India (T+0 same-day). Backed by Y Combinator — used by Zomato, Dunzo & 100K+ businesses.
- Same-day T+0 instant settlement
- Payouts API for vendor payments
- Auto-collect virtual accounts
- Subscription & recurring payments
- Highest UPI success rate in India
Paytm PG
Enterprise gateway with 350M+ registered users. Highest conversion when customers pay via Paytm Wallet — ideal for mass B2C Indian market.
- Paytm Wallet, UPI, Cards, Net Banking
- Postpaid (BNPL) integration
- Loyalty & cashback features
- Merchant protection program
- EMI on 45+ bank cards
Instamojo / PhonePe PG
Instamojo is ideal for freelancers & small businesses — zero setup cost, instant payment links. PhonePe PG offers best UPI rates via 500M user base.
- Instant payment links (no website needed)
- Free payment pages for sellers
- PhonePe UPI highest success rates
- QR code payments for offline too
- Perfect for freelancers & solopreneurs
🌍 INTERNATIONAL PAYMENT GATEWAYS
Accept Payments from Customers Worldwide
Sell to customers in USA, UK, Europe, Australia, UAE, and 150+ countries. Accept USD, EUR, GBP, AED, and 100+ currencies with automatic INR conversion.
💱
Auto Currency Conversion
Customers pay in their currency, you receive in INR automatically
🔒
FEMA & RBI Compliant
All international transactions fully compliant with Indian forex regulations
🌐
150+ Countries & 100+ Currencies
Reach global customers without any geographic restrictions
Countries You Can Accept Payments From
🇺🇸USA
🇬🇧UK
🇦🇪UAE
🇦🇺Australia
🇩🇪Germany
🇨🇦Canada
🇸🇬Singapore
🌍+143 more
💱 100+ currencies supportedAuto INR conversion
Stripe
The world’s most developer-friendly payment gateway — used by Amazon, Shopify, Zoom. Perfect for SaaS, subscriptions, and international eCommerce from India.
- 135+ currencies, 40+ payment methods
- Subscriptions & recurring billing
- Stripe Connect for marketplace payouts
- Advanced fraud protection (Radar)
- Apple Pay, Google Pay, Link checkout
PayPal
The world’s most trusted payment name — 435M+ active users globally. Best for freelancers and service businesses receiving international payments.
- 200+ countries & 100+ currencies
- Buyer & seller protection program
- One-touch checkout for 200M+ users
- Invoicing & recurring payments
- Business & personal account support
Paddle
Merchant of Record — Paddle handles global VAT/tax compliance automatically. Ideal for SaaS and digital products wanting to sell globally without tax headaches.
- Merchant of Record — they handle VAT/GST
- Sell to 200+ countries without tax complexity
- Subscription management built-in
- Revenue recovery (failed charge retry)
- Perfect for SaaS & digital products
Wise / Payoneer
Best for Indian freelancers and agencies receiving international payments. Get a USD/GBP/EUR bank account number and receive in INR at real exchange rates.
- Virtual USD, GBP, EUR account numbers
- Receive bank transfers from global clients
- Real exchange rate — no hidden markup
- Instant withdrawal to Indian bank
- Fiverr, Upwork, Amazon payout support
2Checkout (Verifone)
Global platform supporting 87 currencies. One of few gateways Indian businesses can use to accept international Visa/Mastercard without a foreign entity.
- 87 currencies, 15+ payment methods
- Available for Indian-registered companies
- Subscription & digital goods billing
- Chargeback management included
- Global tax calculation built-in
Razorpay International
Accept both Indian and foreign payments through one gateway. Supports USD, EUR, GBP, AED from international customers with INR settlement.
- Accept Indian + international payments
- Multi-currency INR settlement
- Single dashboard for all currencies
- International cards (Visa/MC/Amex/Diners)
- No separate merchant account needed
⚖️ GATEWAY COMPARISON
Compare All Payment Gateways Side by Side
Find the right gateway for your business — compare fees, features, and best use cases.
| Gateway | Best For | Transaction Fee | UPI | International | Subscriptions | Setup Cost |
|---|---|---|---|---|---|---|
| 💸 Razorpay | All Indian businesses | 2% + ₹3/txn | ✓ Yes | Partial | ✓ Yes | Free |
| 💰 PayU India | Enterprise & eCommerce | 1.99%–2.5% | ✓ Yes | Partial | ✓ Yes | ₹4,999 AMC |
| 🏧 CCAvenue | Multi-currency | 2%–3.5% | ✓ Yes | ✓ 27 currencies | Limited | ₹3,000–6,000 |
| 💵 Cashfree | Fast settlement T+0 | 1.75%–2% | ✓ Best UPI | ✗ No | ✓ Yes | Free |
| 🌐 Paytm PG | Mass market India B2C | 2% | ✓ Yes | ✗ No | Limited | Free |
| — International Gateways — | ||||||
| 💳 Stripe | SaaS, Global eCommerce | 2.9% + $0.30 | ✗ No | ✓ 135 currencies | ✓ Best-in-class | Free |
| 🅿️ PayPal | Freelancers, Exporters | 3.49% + fee | ✗ No | ✓ 200+ countries | ✓ Yes | Free |
| 🏓 Paddle | SaaS / Digital Products | 5% + $0.50 | ✗ No | ✓ 200+ countries | ✓ Best | Free (MoR) |
| 💱 Wise / Payoneer | Agency / Freelance | 0.5%–2% FX | ✗ No | ✓ Wire transfers | ✗ No | Free |
| 🔵 2Checkout | India co. selling global | 3.5% + $0.35 | ✗ No | ✓ 87 currencies | ✓ Yes | Free |
📖 ABOUT THIS SERVICE
Payment Gateway Integration
At Digi Invent, we provide professional payment gateway integration for businesses across India and globally. Whether you need a simple Razorpay integration for your Indian eCommerce store, a Stripe setup for your SaaS product, or a full multi-gateway solution that accepts both Indian and international payments — we handle it all.
Without a properly integrated payment gateway, your website cannot accept credit cards, UPI, net banking, or international payments — losing you sales every single day.
Indian Payment Gateway Integration
For businesses primarily serving Indian customers, we recommend Razorpay, PayU, Cashfree, or CCAvenue. These gateways support all Indian payment methods:
- →UPI — 10Bn+ monthly transactions. Razorpay & Cashfree have the highest success rates
- →Credit & Debit Cards — Visa, Mastercard, RuPay, Amex, Diners Club
- →Net Banking — 50+ Indian banks directly supported
- →EMI — No-Cost EMI on 16+ banks (HDFC, ICICI, SBI, Axis, etc.)
- →Wallets — Paytm, PhonePe, Amazon Pay, MobiKwik, Freecharge
- →BNPL — LazyPay, Simpl, ZestMoney, Paytm Postpaid
International Payment Gateway for Indian Businesses
If you serve international customers — whether you’re a freelancer, exporter, SaaS company, or global eCommerce store — you need a gateway that works for Indian businesses. Stripe is best for SaaS and subscriptions (135+ currencies). PayPal is most trusted for freelancers receiving USD/GBP. Under FEMA regulations, receiving foreign currency into your Indian bank is fully legal and encouraged.
Which Gateway is Right for You?
- →Small Indian business / first website: Razorpay or Cashfree
- →Large eCommerce (Indian): PayU India or CCAvenue
- →SaaS / software company (global): Stripe
- →Freelancer / agency (global clients): PayPal + Wise/Payoneer
- →Both Indian + international customers: Razorpay International or CCAvenue
🇮🇳 Indian Gateways
Razorpay
PayU India
CCAvenue
Cashfree
Paytm PG
Instamojo
PhonePe PG
BillDesk
🌍 International Gateways
Stripe
PayPal
Paddle
Wise
Payoneer
2Checkout
Skrill
Authorize.net
✅ Integration Includes
Full gateway setup & KYC help
Plugin installation & config
Webhook & API integration
Test mode & live testing
Refund flow setup
Email notifications
SSL & PCI compliance check
Not Sure Which Gateway? 🤔
Tell us your business type & we’ll recommend the right one — free.
💬 Ask on WhatsApp⚙️ INTEGRATION PROCESS
How We Integrate Your Payment Gateway
From gateway selection to go-live in 3–7 days. Fully tested and secure.
01
💬
Step 01
Consultation
Discuss your business, customers & volume — we recommend the right gateway.
02
📄
Step 02
KYC & Account Setup
Help you register merchant account, complete KYC, and get API credentials.
03
⚙️
Step 03
Integration & Config
Install plugin/SDK, configure API keys, set up webhooks, customise checkout UI.
04
🧪
Step 04
Testing All Flows
Test payment success, failures, refunds, partial payments in sandbox mode.
05
🚀
Step 05
Go Live!
Switch to production, verify first live transaction, handover docs & support.
💬 Client Reviews
What Our Clients Say
Real feedback from real businesses we’ve helped grow across India and beyond.
Bantai Music Company
Digi Invent is a Best web developer Company with a fantastic dimension of creativity and proactivity. He made the whole process very easy for me with excellent communication. I enjoyed the process and timely delivery. Thank you so much
Silver Inside Jewel
We were blown away at how fast, how easy, and how affordable his service was. We saved a lot of money working with Digi Invent on this project, and would gladly contact him again should we have a need. Great worker, great attitude, wonderful communication, highly recommend!
Al Heavens
My goodness! Digi Invent!!! You're a Best Website Designers company. Oh my gosshh! I can't thank you more, Also thanks to Emiway Bantai for referring you! I'm super happy!
❓ FAQS
Payment Gateway Questions Answered
Common questions about payment gateway integration for Indian businesses.
💳 Gateways We Support:
RazorpayPayUCCAvenueCashfreeStripePayPalPaddleWisePayoneer2Checkout
For most Indian businesses, Razorpay is the top choice — easiest setup, best developer APIs, supports all payment modes (UPI, Cards, Net Banking, Wallets, EMI, BNPL), instant KYC, and zero setup cost. Cashfree is better if you need same-day T+0 settlement. PayU/CCAvenue are preferred for enterprise-level businesses that need a dedicated account manager.
Yes, absolutely. Indian businesses can legally accept foreign currency payments under FEMA regulations. Stripe and PayPal are the most popular choices. CCAvenue and Razorpay International also support international cards. The payment settles in INR in your Indian bank account after automatic currency conversion.
Razorpay is India-focused — it supports UPI, Indian wallets, EMI, and Net Banking. It’s the best choice if your customers are primarily in India. Stripe is global — it supports 135+ currencies and 40+ international payment methods, making it better for SaaS, subscriptions, and businesses selling internationally. Many businesses use both.
Our standard integration takes 3–7 business days from project start. Simple single-gateway setups (like Razorpay on WooCommerce) can be done in 1–2 days. Complex multi-gateway setups with custom checkout and smart routing take 5–7 days. KYC/account activation with the gateway itself may add 2–3 days if you don’t already have an account.
Transaction fees vary by gateway: Razorpay charges 2% for most transactions (UPI is free up to ₹2,000). Cashfree charges 1.75%–2%. PayU charges 1.99%–2.5%. For international: Stripe charges 2.9% + $0.30; PayPal charges 3.49% + fixed fee. These fees are charged directly by the gateway — our integration fee is a one-time setup cost only.
Yes! We integrate all major gateways on Shopify — Razorpay, PayU, CCAvenue, Stripe, and PayPal. Note that Shopify charges an additional 0.5%–2% for using third-party gateways unless you use Shopify Payments (not available in India). We advise you on the most cost-effective setup for your Shopify store.
For freelancers receiving USD/GBP/EUR from international clients, we recommend: (1) Wise or Payoneer — get a local USD/GBP account number and withdraw to Indian bank at real exchange rates with minimum fees. (2) PayPal — for clients who prefer PayPal. (3) Razorpay payment links — if clients want to pay by card. We can help set up any of these.
Our integration fee is a one-time cost. After setup, you pay only the gateway’s own transaction fees (charged directly by them per transaction) and their annual fees if any. We do not charge any ongoing fees. We offer optional maintenance packages if you need continued technical support.
💳 START ACCEPTING PAYMENTS
Ready to Accept Payments from
India & the World?
Tell us your business type and we’ll recommend the best payment gateway + integrate it for you in 3–7 days.
★★★★★ Rated 4.9/5 by 50+ clients across